| Buyer Advice |
| Are you considering purchasing a new home, or even your FIRST home? If you are, then there are a few things you should know before you jump in. A) Shop a few lenders before committing to one. Every lender is different, and each one have various programs they can offer you. However, not all of these program will be right for you. B) Don't let any lender run your credit report until you are sure they are the one you want to do the loan for you. Each time a creditor runs your credit report, it lowers your credit score, which is important in determining your credit worthiness. C) Ask the lender for a GOOD FAITH ESTIMATE. They are required by law to provide you with this information. It tells you what your loan will cost along with other important information you should know before you go to the closing table. If anyone tells you that you don't need it, you should turn away and pursue a new lender. There are plenty of lenders that would be more than happy to comply with your requests. D) Find a REALTOR® that will show you the homes you WANT to see. No sense in wasting your valuable time looking at homes you aren't interested in. E) It is important to get pre-approved for a mortgage before looking for a home. This is important because then you will know what type of loan you are getting and also how much home you can afford. |
| If you have additional questions about the buying process, or are ready to buy, click HERE to e-mail me. I can schedule a consultation for you right away. I also have several lenders that I trust and that would be able to provide you with the same superior service I will provide for you. Don't waste another minute! There are several homes available that will meet or exceed your needs. Don't let someone else buy the home that was meant for you! |